Insurance

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LQR is a fee-for-service practice. This means that we do not file insurance. This decision has allowed us to maintain our fee structure without the typical annual fee increases for several years at a time. 

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Because we do not contract with insurance companies, Dr. Lucy Chartier is considered an out-of-network provider. Therefore, out of pocket expenses (co-pay) may be higher than with in-network providers. The decision to work with Dr. Chartier and the unique perspective/blend of therapies she offers will thus be made with this financial awareness in mind. Monthly invoices (superbills) to submit for reimbursement or application to a plan deductible will be provided if requested.

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Please check with your health insurance company to determine out-of-network eligibility and to make sure you do not need prior-authorization for services.

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Some good questions to ask include:

* Do I have out of network mental health benefits?

* What is my out of network deductible? Has it been met?

* How many therapy sessions per calendar year does my plan cover?

* What is the coverage/reimbursement amount per therapy session?

* Is approval required from my primary care physician?

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Our goal is to provide our clients with the highest quality services for the lowest possible fees. Our relationship is with you, our client, not your health insurance company. We will do any reasonable thing we can to assist you in your insurance claim except get between you and your health insurance company.